Privacy and Data Usage Policy

OSHOP CLUB INC — United States

1) Introduction

OSHOP CLUB INC (“we”, “us”, “our”) values the privacy and security of our clients, users, and partners. This Privacy and Data Usage Policy explains how we collect, process, store, share, and protect personal and transactional data when you use our services. By using our platform, you agree to the terms set forth in this policy.

We comply with applicable U.S. federal and state laws, including but not limited to:

  • Federal Trade Commission Act (FTC Act) – 15 U.S.C. §45 (prohibiting unfair or deceptive practices)

  • Gramm-Leach-Bliley Act (GLBA) – for safeguarding sensitive personal financial information

  • California Consumer Privacy Act (CCPA) – regarding consumer rights to access, delete, and opt out (applies where required)

  • Children’s Online Privacy Protection Act (COPPA) – protection of minors under 13

  • Delaware Online Privacy and Protection Act

  • Relevant data security requirements such as PCI DSS for payment data.

2) Data We Collect

2.1 Personal Identification Information

  • Full name

  • Government-issued identification numbers (e.g., passport, driver’s license)

  • Contact information (email, phone number, address)

  • Date of birth

2.2 Financial and Transactional Data

  • Bank account details and payout instructions

  • Credit/debit card information (processed securely via PCI DSS-compliant providers)

  • Transaction history, settlement statements, chargebacks, and refunds

2.3 Technical Data

  • IP address, browser type, device information, operating system

  • Login credentials and activity logs

  • Cookies, tracking pixels, and analytics data

2.4 Compliance and Risk-Related Data

  • KYC/AML verification documents

  • Screening results from OFAC and other sanction lists

  • Risk profile, dispute records, fraud alerts

3) How We Use Your Data

We may use your data for:

  1. Service Delivery – to process payments, settlements, and account operations.

  2. Identity Verification – to comply with AML, KYC, and fraud-prevention requirements.

  3. Regulatory Compliance – to meet obligations under U.S. federal and state laws.

  4. Risk Management – to monitor transactions, detect suspicious activity, and prevent fraud.

  5. Communications – to send account updates, notices, and relevant service information.

  6. Legal Defense – to protect our rights, enforce agreements, and resolve disputes.

  7. Marketing (with consent) – to send promotional content when legally permitted and with your explicit opt-in.

4) Data Sharing and Disclosure

We may share your data with:

  • Payment processors and financial institutions to complete transactions.

  • Regulatory and government authorities when required by law, subpoena, or court order.

  • Fraud prevention agencies and credit bureaus for risk assessment.

  • Third-party service providers (e.g., cloud hosting, analytics, customer support) under confidentiality agreements.

  • Professional advisors (lawyers, auditors) bound by confidentiality.

We do not sell your personal information to third parties.

5) Data Retention

We retain your personal and transactional data for as long as necessary to:

  • Fulfill our contractual obligations

  • Comply with applicable laws and regulations (including AML/KYC recordkeeping requirements of at least 5 years)

  • Resolve disputes and enforce agreements

After retention periods expire, data is securely deleted or anonymized.

6) Data Protection and Security

We implement administrative, technical, and physical safeguards to protect your information against unauthorized access, use, alteration, or disclosure, including:

  • Encryption of sensitive data in transit and at rest

  • Multi-factor authentication for account access

  • Restricted employee access based on job function

  • Regular security audits and vulnerability assessments

  • PCI DSS compliance for payment information processing

7) Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you

  • Request correction or deletion of your data

  • Request a copy of your transactional history

  • Opt out of marketing communications

  • Limit the use of your sensitive personal information

Requests must be submitted to our Privacy Officer at: privacy@oshopclub.com. We will verify your identity before processing any request, as required by law.

8) Cookies and Tracking Technologies

We use cookies and similar technologies to improve website functionality, analyze traffic, and enhance user experience. You can control cookies through your browser settings, but some features of our services may not function properly without them.

9) International Data Transfers

If you access our services from outside the United States, your data may be transferred to and processed in the U.S., where privacy laws may differ from your country’s laws. By using our services, you consent to such transfers.

10) Policy Updates

OSHOP CLUB INC may amend or update this Privacy and Data Usage Policy to comply with changes in applicable laws, regulations, and industry standards. Updates will be posted on our official website. It is your responsibility as a client to regularly review the most current version of this policy. Continued use of our services after any changes constitutes acceptance of the updated terms.

11) Contact Information

For privacy-related inquiries, contact us at:
OSHOP CLUB INC
Legal & Privacy Department
Email: privacy@oshopclub.com